AnswersMaryland, DC and Virginia
Contracts are local, and the differences are the kind that cost closing dates. These answers cover the four jurisdictions our rule packs actually know; we do not publish requirements we cannot stand behind.
What is required on a Maryland residential transaction?
The Maryland residential property disclosure and disclaimer statement is required, plus lead paint disclosure on homes built before 1978. County-level requirements sit on top of that, and they differ enough between counties that a single statewide checklist is not sufficient.
What does a Montgomery County, Maryland transaction require?
The GCAAR residential contract of sale packet, the Maryland disclosure and disclaimer statement plus lead paint on pre-1978 homes, county transfer tax tracked through to closing, and the HOA resale certificate ordered against its ten to fourteen day lead time.
What does a Prince George’s County transaction require?
The Prince George’s County addendum is required on every residential contract, alongside the Maryland plus county seller disclosure set. County transfer and recordation tax is tracked to closing, and new listings need a rental license check.
What does a Fairfax County, Virginia transaction require?
The NVAR residential contract of sale, the Virginia residential property disclosure statement, the HOA or condo resale package requested within three days of ratification, and a Closing Disclosure review window of three business days before closing.
What does a Washington DC transaction require?
The GCAAR DC offer of purchase and sale, a TOPA tenant opportunity check on every applicable sale, a condo right of first refusal check, and the DC property condition disclosure. TOPA in particular is a schedule event, not a form.
How long does an HOA resale package take?
Commonly ten to fourteen days in the Maryland, DC and Virginia corridor, and longer in some associations. Add the buyer’s statutory review window on top and the total can approach three weeks, which is why ordering it in week three of a thirty-day contract does not work.
What is TOPA and when does it apply?
The Tenant Opportunity to Purchase Act gives tenants in DC a right to purchase before a sale proceeds, on applicable properties. It is a timeline obligation rather than a disclosure, and treating it as paperwork rather than as a schedule event is how DC files slip.
When is lead paint disclosure required?
On homes built before 1978, under federal law, with additional state requirements in Maryland. It is one of the most reliably missed items on a file precisely because it is conditional: a checklist that does not know the year built cannot tell you it is needed.
Do county requirements change how long a Maryland closing takes?
Yes, mostly through association packages and county-specific addenda. A Montgomery County file with an HOA and a Prince George’s County file with a rental license check have different critical paths, and a generic thirty-day plan will fit one of them badly.
How do brokerages handle multiple jurisdictions?
With checklists maintained per jurisdiction by someone other than the agent. A brokerage operating across the DC metro is operating across genuinely different requirements, and "complete" against a generic list is the failure mode that produces clean-looking files with missing documents.